The financial sector in Indonesia is facing increasingly large and dynamic challenges. During 2023, discussions on finance have extended beyond the global recession and post-pandemic scenarios. It is essential to have a professional services firm that comprehends clients’ businesses, the challenges they confront, and is committed to providing the necessary expertise and perspective to help them thrive.
At ADCO Law, we provide exceptional services to funders, lenders, and borrowers across all financing transactions—from project financing, corporate financing, and acquisition financing to debt restructuring. With a broad client base that includes large corporations, commercial banks, Sharia banks, and private equity funds in Indonesia and nearby regions, our team of legal experts is committed to delivering tailored solutions that meet and exceed our clients’ expectations.
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Our Services

Services Image General
Transaction Structuring
We understand that crafting a well-structured transaction is paramount for a successful outcome. With our team of lawyers boasting decades of experience in the banking and finance practice group, we work closely with clients to structure financial transactions effectively.
Term Sheet Development
We help our clients to create clear and concise term sheets outlining the key terms and conditions of the loan transaction. We collaborate with clients to structure terms that meet their financial goals while complying with legal requirements.
Loan Agreement Preparation
We provide services in drafting comprehensive loan agreements tailored to the specific needs and terms negotiated between the parties involved. We also ensure that loan agreements are legally sound, reflecting the rights and obligations of both the borrower and the lender.
Security Documents Drafting
We prepare and draft security documents to secure the interests of the lender. We customize the security documents to align with the unique aspects of each loan transaction.
Legal Due Diligence (LDD)
We conduct Legal Due Diligence (LDD) to identify and assess legal risks associated with the loan transaction. Perform a comprehensive review of relevant documents, contracts, and regulatory compliance to ensure a thorough understanding of potential legal challenges.
Risk Assessment and Mitigation
We conduct comprehensive risk assessments for financial transactions and develop strategies to mitigate legal risks associated with the financing and other financial activities.
Regulatory Compliance and Compliance Advisory
Navigate and interpret banking and finance laws and regulations at local, national, and international levels. We provide guidance to clients on compliance requirements and obtainment of necessary approvals and licenses.

Our Professionals


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Contact Us

At ADCO Law, we’re passionate about what we do and we take pride in our work. Contact us today to schedule a consultation and take the first step towards achieving your legal goals.